Asset Based Real Estate Lending
Strategic capital for growing businesses. Multiple loan programs, fast approvals, and guidance from application to funding.
Traditional lenders weren’t
built for growing businesses.
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Slow Approvals
Banks take 45–90 days. Endless paperwork, committee reviews, and back‑and‑forth. By the time they decide, the opportunity is gone.
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One-Size-Fits-All
Traditional banks offer rigid products that don’t flex to your needs. Your business is unique—your financing should be too.
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The Business Should Speak for Itself
Strong revenue and a solid plan shouldn’t require months of personal financial archaeology to prove.
Capital solutions built for
how your business works.
Five programs. One goal — get you funded fast with terms that actually make sense for your business.
Line of Credit
Access capital exactly when you need it.
Revolving credit for businesses that need working capital on demand. Draw funds as needed — only pay interest on what you actually use. The most flexible tool in your financial toolkit.
Term Loan
Fixed financing for growth and expansion.
Predictable payments, competitive rates. Fund expansion, acquisitions, or large purchases with structured repayment terms that work around your cash flow cycles.
AR Funding
Turn your receivables into immediate capital.
Unlock the cash trapped in your outstanding invoices. Get funded based on your revenue — not your credit score. Stop waiting 60–90 days for customers to pay.
Commercial Real Estate
Finance your next acquisition or refinance.
Purchase, refinance, or cash-out on commercial properties. We underwrite the asset and its income potential — not just the borrower's personal history.
Equipment Leasing
Get the equipment you need — fast.
Finance new or used equipment with flexible lease or purchase options. Preserve working capital while scaling operations with the tools your business actually needs.
From application to funding
in days, not months.
Submit Your Application
Fill out our quick pre-qualifying form — takes under 5 minutes. Tell us about your business and funding needs.
Get Your Deal Reviewed
Our team reviews your application and provides guidance on the best loan options within 24–48 hours.
Close & Fund
Once approved, we move fast. Upload documents, finalize terms, and get funded.
Two paths.
One clear choice.
Without Nova Terra Capital
- Weeks of waiting for bank decisions
- Rigid products that don't fit your needs
- Capital locked up when you need it most
- Endless paperwork and re-submissions
- Missed opportunities while waiting for funding
With Nova Terra Capital
- Fast approvals — decisions in days, not months
- Multiple programs — find exactly what you need
- Flexible capital — access funds when you need them
- Strategic guidance — structured for the best outcome
- A true partner — invested in your success